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MVSecure is here! And it can save your business from the high cost of fraud and chargebacks.

The MVSecure for Authorize.Net is fully integrated with the latest Verified by VISA™ and MasterCard SecureCode™ payment initiatives. These programs are being used by large retailers such as Wal-Mart, JetBlue Airways, and OfficeDepot to help ensure a safe e-commece environment for the merchant and the customer. Today more than 50 million cardholders are enrolled in this program. Now for the first time, the benefits of this program are available to small and medium sized merchant who want the same level of chargeback and fraud protection.

MVSecure for Authorize.Net is built using the AIM (Advanced Integration Method) so there is no commerce library required. Just install into your Miva Merchant storefront and it's ready to go. A simple checkbox activates the powerful authentication features. Turn authentication off and MVSecure performs like a standard Authorize.Net module. We've added CVV2 verification and MD5 Hash for improved security.

Here's how it works...

Visa and MasterCard have both developed a system where the customer can register their credit card online and assign to their cards a "passcode". It is this code that the Verified By Visa and MasterCard SecureCode programs asks for when the customer shops in your storefront. Even before accessing your payment gateway for the credit card processing, VBV and MSC are run on the card. If approved, the transaction continues on to the gateway for processing. If declined, the customer receives a failure notice and fraud is prevented. Here is a visual example of how the process works for your customers:

Want more? With MVSecure you can save up to 5 basis points on all of your transactions. Plus, Visa will gurarantee each and every transaction that you attempt to authenticate. No more chargebacks, no more fraud! Plus we give you FREE enrollment and low transaction fees, so your total cost can be less than the price of one lost or fradulent sale. Why take chances? Enroll today and protect you business. We strongly encourage your to contact your acquiring bank for details on your potential savings and chargeback protections.

Details...

The MVSecure for Authorize.Net plug-in requires enrollment in the Verified by Visa and MasterCard SecureCode programs before you can begin authenticating transactions. You will receive the link to the enrollment form from Cenera soon after you receive your invoice. Enrollment is managed by Cenera in partnership with Cardinal Commerce. This enrollment is FREE for customers who purchase the MVSecure plug-in. There is a $10 per month fee to use the program that includes 100 FREE transactions. After that you pay just $.10 (ten cents) per transaction. There are no other fees, ever. And Cenera will give one FREE upgrade to the latest version available.